Today's Featured Rates

5 Year Adjustable Rate
 Rate  APR  Points
 5.125%  5.296%  1.000%

Actual interest rates, APR's, and loan programs available to you may vary based on your credit history.
Assumptions



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We offer free pre-approvals, so you can shop for your mortgage knowing that you can afford the home.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away!



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Copyright 1998-2003 Mortgagebot LLC and East Boston Savings Bank

WELCOME TO EAST BOSTON SAVING BANK ONLINE MORTGAGE CENTER

For your convenience, the programs described are available for online applications for 1-4 family residences only.

  • Fixed Rate Mortgages: terms of 15, 20, and 30 years.
  • Adjustable Rate Mortgages (ARMs): Terms of 30 years.
    1. 3/3 Year ARM (rate adjusts every three (3) years).
    2. 5/3 Year ARM (first rate adjustment in five (5) years and every three (3) years thereafter).
    3. 7/1 Year ARM (first rate adjustment in seven (7) years, adjusts every one (1) year thereafter.
  • Home Equity Lines of Credit (Helocs) are available.
  • Our Online Mortgage Application Service is currently limited to standard Fixed and Adjustable Rate Mortgages (ARMs) for properties within Massachusetts and New Hampshire. For more specialized Mortgage programs, including First Time Home Buyer programs, Bi-Weekly, Construction, Land loans, MassHousing programs, and other mortgages; or if you are outside Massachusetts, or New Hampshire, we ask that you call us at 800-657-3272 to speak to a Loan Officer who will assist you.

Please note that this service is not designed for other types of Consumer or Commercial loans.

If you are looking to apply for these loans, please select the appropriate link below where you can complete an application and mail or fax it to us.

Commercial Loan Application

Consumer Loan Application